needs vs. wants

By Joachim (Joggie) van Schalkwyk In an era of unparalleled financial complexity, where managing money has become a critical life skill, it is critical to ensure that the next generation is well-equipped to navigate the economic landscape. For good reason, the term "financial literacy" has gained popularity in recent years. It is the foundation upon which our youth will be able to construct a secure and prosperous future. Young people […]